If you are like me, you thought (or perhaps hoped) that healthcare legislation would rein in escalating healthcare costs over a reasonable period of time. In reality, individuals and families are spending more and more each year on healthcare and the outlook is not promising.
According to the Kaiser Family Foundation, a non-profit organization focusing on national health issues, as well as the U.S. role in global health policy, the average family’s health insurance now costs about $16,000, and workers pay more than a quarter of that. From 2004 to 2014, total premiums have increased 69% and, for those that have a job, worker contribution increased 81%.
The current situation is disheartening but, not to fret, I have the answer! If you take care of yourself — exercise regularly and eat right — you can avoid burdensome healthcare costs in your future. If you heed my sage advice, I could save you thousands of dollars (if not hundreds of thousands) over your lifetime. You’re welcome!
According to Ellin Holohan, editor for HealthDay News, subsidizing exercise and fitness-related lifestyles in middle age could significantly reduce the ballooning cost of health care in later years (based on a study of 20,000 people). Average annual claims for medical costs for the least-fit men, at $5,134, were about 36 percent higher than the average of $3,277 a year for the most-fit men. The average medical claims of $4,565 for the least-fit women were about 40 percent higher than the $2,755 average for the most fit (Holohan, Ellin, HealthDay News, Thursday, May 10, 2012)
Now, I’m no Pollyanna. I know how difficult it can be to eat right and exercise regularly (I’m saying this as I shove the last piece of meat lovers pizza down my throat). Furthermore, many families are struggling financially and eating right and exercising can be tough on the family budget (you can feed a family of four at McDonalds for $10!).
Even so, many families do have the discretionary income to put towards their and their family’s health and well-being. So, consider the value of a personal trainer, especially long-term. Do the math. Yes, you'll be healthier and happier but it also makes economic sense.
Forget about the boilerplate catchphrase, it is a great investment in yourself. I say, it’s simply a great investment.